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Sunday, 12 February 2017

Sell Annuity Payment


Sell ​​pension payments


When you purchase your annuity, you've worked with a broker or other financial planner to build a policy to help pay for the things you want in the future. If you inherited a pension, your loved one work with their guide in trying to plan for your future as well. However, in some cases, changes in the ways in which your life can not be imagined appeared during those planning sessions.

Maybe you're looking to start your own business, and investment in the modernization of your home, or even provide a down payment on a new one. Maybe you got your kids to an amazing school, but education is only slightly more expensive than you planned for. In life, the only constant is change. You should not change with your finances?

Unfortunately, changing the pension through an insurance company that manages it is not easy. In many cases, once you buy the policy, making changes is not possible. You still get your money back, but only in small amounts, regular and approved by - so if you want more money to use now.



Fortunately, companies such as J.G. Wentworth provide a solution. We will buy some or all of your annual payments in exchange for a lump sum of cash that can be spent in less than two weeks, once complete the required paperwork. In short, you get your money back sooner so you can spend it how you want, when you want it.
The reasons for the sale of the pension you have

We understand that everyone's situation and the reason for selling is unique, but some of the common reasons for the sale of future payments may be for you:

Yearly inherit and you instead receive a lump sum of money instead of monthly payments
Life-altering experience unexpected which requires additional cash now, not in future payments
You need to make a change to the investment or your estate planning strategy
I realized the reason for the original purchase of the premiums no longer applies to your circumstances
You need a down payment to buy a new house or cash for home improvements
Dream of starting your own business or invest in one
Want to finance either yourself or university education of a loved one
Want to use a lump sum to pay off the debt acquired from credit cards and loans, or medical bills
Require capital to finance needed to get a divorce legal expenses
Want to invest in real estate, the stock market, or retirement funds
Regardless of the reason, we will have a pension expert with experience talking with you to fully understand your situation to give you the best option for the sale of annuity and meet your needs.

How much is my pension Worth

See how much cash your pension is worth today is an important step in determining whether you want to sell it, but it's not just a simple calculation. The company that issued your pension, private riders and you could put them to change the money they earned with each batch and several other factors are changing the size of how much we can offer you for your payments.

Some of those factors which may affect the future value or pension and, in turn, sales price, and include:

The amount of the remaining payments
Range and frequency of your payments
When payments come due
How can you get a lot is largely determined by the number of payments that want to sell and the length of term of your payments. Net present value, or the net present value of the payments also come into play when determining what they will offer you for payments Watch this video to get a better understanding of how the net present value of:
How do you sell your annuity

Sale starts premiums by speaking with one of our representatives experienced. You can either start chatting online, or give us a call and we will have someone to explain the process we have. The representative will ask you questions about your premiums. We will also ask questions about your financial situation so that we can figure out the best way to help you achieve your goals.

When we understand the pension and your goals, we will create a few options for the Special Representative to offer you. This could include the sale of all payments for a certain period of time, or sell a portion of each batch are still receiving regular payment.

You then choose how you will sell annuity payments in the future, we will get all the paperwork together to send to the insurance company who manages your account. We will need a signatory of the pension agreement and holding a copy where you authorize us to complete the sale process. We will send documents to your insurance company who will handle the changes.

Once we have all the necessary documents and obtain approval from the company that issued J.G. Wentworth pension funds can be deposited directly into your account electronically, or send you a check, everything is easier for you.

Get your money when you need it

If you need cash now, you do not have to wait on your annual payments. Contact us to speak with a representative of the day. We'll give you a quote and lack of commitment to help answer your questions about the sale of some or all of your premiums.

Depending on the insurance company that issued the annuity your own, you can have your cash in less than two weeks after the mandate of the sale. We have helped thousands of clients sell their own pensions, allowing us to simplify this process and get your money back as soon as possible...

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